Many processors that set up businesses for surcharging or cash discount programs require use of Dejavoo terminals, either the Z8, Z9, or Z11. One specific area where you’re likely to see Dejavoo come up is for credit card surcharging. With that in mind, here’s the table of universal machine companies.Īs one of the smaller equipment manufacturers, Dejavoo isn’t as widely used as some of the other brands, but it provides modern terminals with plenty of features. See point #1 about confirming with your individual processor before purchasing a machine.

Just because a processor supports a particular brand doesn’t mean they offer every terminal or machine within that line.

That means that a company that operates on the TSYS platform would be able to support equipment listed as TSYS compatible. Most processing companies are not backend processors, but rather function as “resellers” of those backend processors and operate on their platform.

Processor compatibility refers to the backend processing platform, not necessarily the specific processor.

If you’re interested in a particular machine, be sure to confirm you can use it with the processor of your choice before purchasing it.

In the table below, we’ll include processor compatibility by brand, but there are three important things to keep in mind. As such, most of the major processing platforms support those two. Verifone and Ingenico are the two largest equipment manufacturers for machines available in the United States. All five offer and promote EMV chip-capable credit card machines and options that can accept NFC (contactless) payments. Each company offers multiple models, with different models providing different features. You’ve probably seen their machines at retail stores without even realizing it. Hypercom was purchased by Verifone, so we’re not listing it separately even though some machines are still called Hypercom. *You may also see references to Hypercom Equinox machines. The major universal credit card machine companies are: You’ll need an account with a compatible credit card processor in order to use the universal terminal.

(Though processors don’t necessarily support all universal machines.) Universal credit card machine companies don’t provide merchant accounts directly. That means that they don’t restrict their machines to particular processors or platforms. Universal Credit Card Machine CompaniesĬredit card machine companies that allow you a choice of processors are sometimes called “universal” machine companies. When looking for the right credit card machine for small businesses, machine status can play an important role in choosing the a terminal. The image above provides a quick visual reminder of the differences between universal, selective, and proprietary credit card processing equipment. (We’ll explain this in more detail later in this article, in the section on selective machines.) These companies offer machines that work on a particular platform, but allow the machine to be used by any processor that operates on that platform. Somewhere in the middle are “selective” equipment providers. They either offer merchant accounts directly and only allow use of their machines with their merchant accounts, or they manufacture machines that are “locked in” to one particular processor that they partner with. On the other end of the spectrum is “proprietary” equipment providers.

(Meaning their machines aren’t locked to particular processors or processing platforms.) Proprietary There are only a handful of major players that are considered primarily or solely credit card machine companies or manufacturers, and they’re all “universal” payment machine providers. Machine providers that don’t offer processing work with processing companies to enable businesses to use their machines. Selective Credit Card Terminal Providersīefore we dive into the companies that make credit card terminals, it’s important to know that there are credit card terminal providers that don’t offer credit card processing, and ones that do.Universal Credit Card Machine Companies.Need details on particular machines? Check out CardFellow’s full credit card processing equipment directory for reviews, feature lists, compatibility with processors, and more. This article is specifically about credit card machine companies, not the machines themselves. We’ll take a look at why that matters and give a rundown of the major equipment providers in the United States. Some credit card machine companies provide merchant accounts, while others are solely equipment manufacturers.

Credit card terminals with chip reader